What is the process for handling a home owners insurance claim?

by admin ~ March 3rd, 2010
home owners insurance
peridot251970 asked:


We were just notified that one our houses, (we are trying to sell it) has just flooded from frozen pipes. I, fortuntely, have never had to file an insurance claim ever. Do we call ins. first, or do we get estimates caused by the damage or do we just start repairing? What role does the ins company play?

Aurora Neufeld
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Home Owners Insurance - What to look out for?

by admin ~ March 2nd, 2010
home owners insurance
Stefan H asked:


We are currently looking for home owners insurance for our new house (first house) and now I have a few questions:

1) What are the “important” questions to ask while getting a quote?

2) So far I received several quotes already and all of them vary quite a bit. What are the most important points I have to look at, so I can compare “Apples-to-Apples”.

3) The property is sold in the $600k range, but the “replacement value” on the quotes is usually in the $200k to $300k range. Is it normal for the replacement value be so much lower than the selling price?

Pierre Germano

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What type of home owners insurance do I need if I do not live in the dwelling and remains empty?

by admin ~ March 2nd, 2010
home owners insurance
ushi o asked:


This is my permanent residence but only live there 4-6 weeks out of the year

Justine
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Home owners insurance - who has the best rates?

by admin ~ March 1st, 2010
home owners insurance
studebakerwilson asked:


What major home owners insurance companies are there in the USA? (namely Chicago, IL). I am a first time buyer and dont know where I should go or how much I should be paying…

Erline Miyoshi
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what is your deductible for windstorm and hail under your home owners insurance?

by admin ~ March 1st, 2010
home owners insurance
The General asked:


Mine is 5%, which means, worse case scenario (storm blows my roof off and rains in my house or blows the whole house down) I could be paying around $22,500 out of pocket for contents and structure. I think this might be too much but was just wondering what everyone else had.

Kraig Darring
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My home owners Insurance company is dropping us, next month what are our options?

by admin ~ February 28th, 2010
home owners insurance
spkmyer asked:


We are worried because it is now hurricane season and we need to get new home owners insurance. Are there any reasonable offers or options out there? Did the legislation that was passed by the Florida Senate and Charlie Crist protect me from being dropped? Please help, we are worried. We also are about to re-finace to avoid a variable rate in August.

Susan
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In the State of Florida will home owners insurance cover you if you have an American Bulldog as a pet?

by admin ~ February 28th, 2010
home owners insurance
ariane1984 asked:


Volusia County, FL is the American Bulldog on the bad dog list for home owners insurance company’s .

Veronique Milhorn
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Can i get home owners insurance to sue my neighbor for his trees he planted?

by admin ~ February 25th, 2010
home owners insurance
tiger asked:


in front of my house like twelve feet away and a line of them. there roots are all going to grow into my foundation of my home. the neighbor is a idiot who does not care what he did we dont even know him and he did this there going to be big trees. dont know what to do help please thanks alot

Chau Lalin
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Can an insurance company cancel home owners insurance because you own a dog?

by admin ~ February 24th, 2010
home owners insurance
pa_susie99 asked:


We have a friend that was told by insurance company that he had to get rid of his 2 labs because they are high on the bite list. If he diesn’t get rid of them the insurance company will cancel him.

Michael Jordan
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do i pay taxes on money from home owners insurance,because my house burnt down?

by admin ~ February 23rd, 2010
home owners insurance
willard asked:


is there ways to avoid paying taxes on the money and keep it legal?

Toni Jenkins
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