Home Insurance-Home Owners Insurance

sukanto asked: Just got a new quote on home owner insurance. It is slightly better than my last insurance company, but not by much. Is this quote negotiable? Or it is what it is, take it or leave it?Bibi Rowlett

Share and Enjoy:

GL-Max asked: The place got ripped up badly and flooded in 1999’s hurricane Floyd but I understand that to have been a rare occurrence of 2 hurricanes back to back. Just wondering if I would want to invest there, and whether flood insurance would be highly recommended.Ferdinand Pontillo

Share and Enjoy:

My Son is My Sunshine asked: any one have any experience with this?Karine Valiquette

Share and Enjoy:

wuxitan asked: My landlord is changing insurance agencies. The new insurance agency wants to come and inspect the property in which I reside. What should I expect during the inspection?Tomas Amster

Share and Enjoy:

Bloodbath asked: and it crashes over and damages the house. The shed was not included in insurance coverages as it was built after the house was bought
Paul in San Diego; Thanks for the heads up. I was about to call the insurance to see if I need to pull a permit after [...]

julz asked: We have already moved out of our house we own in a different Town. My old homeowners policy just ran out. We aren’t going to rent it to anyone, it will just be vacant until it sells. What kind of insurance policy can I get? Should I say it’s [...]

budbub asked: We own a 1 unit of a 2 unit condo in San Francisco. We have a separate policy that covers our personal property within the walls of our unit. We and the owners of the other unit form the Home Owners Association, and are trying to figure out if we need [...]

dc asked: We have a property management company that handles our rental property. They require us to carry a homeowners policy with THEIR name on our policy for liability. This type of policy does not seem to be the norm and therefore is hard to find. Can anyone assist? The home [...]

tommytsi asked: I currently own and occupy a home that I will soon be renting…… Right now my home owners insurance is rapped in with my mortgage payment…. I am curious as to how much less this insurance will be once I begin to rent it out … any help would be appreciative.Long Whittington

Share and [...]

Stefan H asked: We are currently looking for home owners insurance for our new house (first house) and now I have a few questions:
1) What are the “important” questions to ask while getting a quote?
2) So far I received several quotes already and all of them vary quite a bit. What are the most [...]