Home Insurance-Home Owners Insurance

aaron asked:


Im buying the home with cash and flipping it within about 2 months. So would i need homeowners at all? Policies usually are for one year i thought.

Hope Khounborine

baebeecakes asked:


Home is in Rhode Island.

Modesto Faustino

asked:


The bank finally admitted it was their mistake and paid the homeowners insurance. I am now realizing that there will not be enough to cover my property tax. Will the bank make up the difference or will I be responsible for paying the balance of my property tax?

Kristina Rarogal

AnonEMouse asked:


We are refinancing our home (Long Island , New York) and and open permit showed up on the title from 60 years ago! This never came up when my parents bought the house in 1977, but it was a private sale. It also never came up in 2001 when the home was transferred over to me. I should also mention that we used the same lawyer for both transactions. I am wondering if title insurance is only required by mortgage banks or if it a legal requirement for any sale of a home.

Thanks!

Sierra Holberg

cellophane_pioneer asked:


I suspect that the value placed on my home by my insurance agent is way high. Is there some way I could confirm and/or refute his valuation?
I live in Buffalo, NY and my house is like 750 sf with no basement and they set the replacement cost at $110K.
I can’t make heads or tails of that zillow.com site.

Thersa Oakland

thesexyrudeboy asked:


there’s a few condos for sale in the 33647 region from 30,000 to 50,000 dollars. I wanna know the average taxes and insurance I would be paying if lets say it costs 40,000.

Kelley Mckinny

ash asked:


Hello, we are looking to buy a home that requires flood insurance. The risk is not high at all, i would say low level risk. Does anyone know how much this would be a year

Jamie

Olivia asked:


I bought a home in November 2007, so a year ago. We got a letter from the tax assesor’s office stating that the value of our home had decreased. Yet, our taxes went up by over $300.00 a year starting in 2009. Also, my homeowner’s insurance was raised $50.00 a year with no letter of explanation or anything. Any ideas why? Thanks.

Willie Staab

Cindy asked:


my insurance said the driveway was a hazard and the shed the man had in his back yard was a fire hazard. Why am I responsible and not the seller? How did this pass inspection before home was purchased?

Emilee Lane

toughy asked:


Who should i talk to to find out? I live in Fresno and the lot size is 15,240 sq feet.

Lucien Whitehorse