Home Insurance-Home Owners Insurance

kaybird00 asked:


The tree collapsed into my yard causing my grill and table umbrella to break, also broke the fence. He had the tree removed and repaired the fence but who pays for my broken stuff. The neighbor is saying that my homeowners insurance pays but shouldnt’s it be his???

Juliana Gervasio

MLE asked:


There are two large maple trees in my backyard. They were planted when the house was built in 1955. Recently we had some plumbing work done on our house in the basement crawlspace and the plumber told us that the roots of the trees are starting to come into the basement. If they continue they will damage the foundation of the house. Is removing the trees something that my homeowners insurance will cover because they are damaging the house?If so what do I need to do to get them to cover it?

Katheleen Ellcessor

Carl G asked:


SO I filed a claim 3 or so months ago for my roof. The insurance paid 6K for the roof claim. Well, today I found my dishwasher has been leaking and now I have some subfloor/flooring damage – will it be a bad idea to file a claim for this? Could they drop me? I have Farmer’s insurance.

Allen Lessly

tony b asked:


i just brought my home in september and i recently notices the living room floor is detatched about 2mm from the baseboard. what caused this and how do fix? will insurance pay?

Linda

z1spynltap asked:


I own the property and mobile home but have no homeowners insurance.(times are tough just couldn’t afford it)

Lauran Ogley

mf mf mf mf mf fmf mf mfmfmfmfmf asked:


my home owners insurance sent me a letter stating i need new shingles, not a new roof but new shingles b 4 winter sets in or i will be dropped i cant believe this my shingles look fine but i guess i will replace them can u all tell me the pros and cons of replaceing new shingles since i have never heard of this r had it done

Adrien Mccaul

chase asked:


When I bought my house I received a letter stating I had to replace my garage roof within a year. It is older, but doesn’t leak or anything- What do they care?

Caridad Szoka

kathy h asked:


cutting grass a rock flew out from under the lawn mower knocking three small holes in the siding of my house. i just need to replace three strips of siding so bees and other bugs don’t nest inside the siding causing a larger problem.

Beau Bugler

djfinger2002 asked:


My toilet water valve broke and leaked throughout the floor.
I had a friend come over and check out the damage and he said that the floor needs to be replaced becuase it is about to fall through. The water soaked through the floor and damaged the downstairs apartments ceilings. Their ceiling is now falling down and needs to be replaced as well. Will home owners insurance cover this?
The friend never made a repair he just said that the floor needs to be replaced.
Also, its not an apartment i live in a duplex shared with my aunt. It is her toliet that ruined my ceiling in the bathroom.

Craig Suro

llhanson14 asked:


I have soot damage all over my home. I don’t know if I should turn it in to my home owners.
My soot damage is from burning to many candles in my home.This soot problem has occur over the past 4 months. Please let me know if anyone out there has had this problem.

Emmett Barrios