Home Insurance-Home Owners Insurance

chase asked: When I bought my house I received a letter stating I had to replace my garage roof within a year. It is older, but doesn’t leak or anything- What do they care?Caridad Szoka

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kathy h asked: cutting grass a rock flew out from under the lawn mower knocking three small holes in the siding of my house. i just need to replace three strips of siding so bees and other bugs don’t nest inside the siding causing a larger problem.Beau Bugler

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djfinger2002 asked: My toilet water valve broke and leaked throughout the floor.
I had a friend come over and check out the damage and he said that the floor needs to be replaced becuase it is about to fall through. The water soaked through the floor and damaged the downstairs apartments ceilings. Their ceiling [...]

llhanson14 asked: I have soot damage all over my home. I don’t know if I should turn it in to my home owners.
My soot damage is from burning to many candles in my home.This soot problem has occur over the past 4 months. Please let me know if anyone out there has had this problem.Emmett [...]

Kim asked: I just bought a house and my insurance agent told me to make sure and find out if the house has a sewer/drain backup system. Such as a sump pump. And if it doesnt then I think I’m “supposed” to get some extra “thing” on my home owners insurance to cover that. Anyone [...]

Nunitak asked: E.g., big discount for homes like these: see http://360.yahoo.com/ki_te_moana (in hurricane areas also). Would not this mitigate costs of disaster relief and save lives? Lower insurance costs?Burt Mccarn

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janey asked: Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord’s insurance or ask the tenant to buy renter’s insurance? Where can i compare home insures? ThanksCletus Duty

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paula r asked: I am thinking about switching to another home insurance company. This company not only charges the annual fee, but every time we ask for a technician, we have to pay $45. This insurance was left from the previous owner. Being a first time buyer, we didn’t know better so [...]

doahw asked: We are willing to have the electrics updated within the first few weeks of ownership.Leonel Ullrich

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lizzy1000 asked: My support beam cracked and a structural engineer has decided that the beam was inadequate to support the weight of the tile roof. It is unknown if the tile roof is original (40 years old) or if it has been replaced sometime in the past (no permit was on file). Is [...]