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Archive for the ‘Law & Ethics’ Category

How do permits work along with Homeowners Insurance?

homeowners insurance
Ralph_T asked:


Doing a few projects at home that require a permit. I have been told that getting a permit helps in case of homeowners insurance claims. Not sure how this works. Does the insurance company have a way to look into my home records to see whats been worked on?

Granville Bertinetti

do i have to file a police report for stolen property inorder for my homeowners insurance to cover?

homeowners insurance
Lo asked:


I have jewelery stolen and want to file with my homeowners insurance but do i have to file a police report for my insurance to cover

Warren Richmeier

Is it illegal to rent a house to someone without homeowners insurance in Texas?

homeowners insurance
asked:


Is it illegal to rent a home to someone in the state of Texas without homeowners insurance?

Bibi Rowlett

Ok somone broke in my home and I need to know is my stuff covered under insurance.

home insurance
larryrisher asked:


Ok somone broke in my home and I need to know is my stuff covered under insurance. Problem is I bought the laptop in my brothers name. Because when I was 17 I didn’t have any credit to purchase it. And my lcd tv is in my name but my mom is a co-signer for it. Does these things has to be in the home insurance owner name to be covered. I called the insurance company she said it takes 48 hours for me to speak to someone in regard to that. So I need to know is this true.

Patricia Lourenco

Can i get home owners insurance to sue my neighbor for his trees he planted?

home owners insurance
tiger asked:


in front of my house like twelve feet away and a line of them. there roots are all going to grow into my foundation of my home. the neighbor is a idiot who does not care what he did we dont even know him and he did this there going to be big trees. dont know what to do help please thanks alot

Chau Lalin

My daughter was ***** in her teachers home. Am i able to sue the home owners insurance for damages to her?

home owners insurance
Jennifer asked:


Is the home owners insurance cover any services since this was an injury that happen at his house.
I have went through 11 months of pain with my daughter. We have done therapy. Police interviews, doctor appt.s and so much more. My daughter has lost all of her friends. We had to relocate after living in the house for 24 years. He was just sentenct for 9 years in prison, I believe my daughter should be able to get a collecge education or something from herel

Vicente Lawerence

If a person is assaulted at another’s home, can they sue home owners insurance? Time limit to file? ?

home owners insurance
Lorie S asked:


Is there a statute of limitations to do so?

Jewel Kingery

Who pays for the home insurance when you let your house?

home insurance
asked:


I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case.

My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn’t have to buy insurance for his house.

So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.

Maudie Lane

why does my home insurance application ask me if i hav a criminal record?

home insurance
jac asked:


do i have to put all of my convictions down even if they are 15 years ago? cautions i had for shoplifting n car crime etc? i mean what impact do these have on my application? what happens if i dont declare any?

Aleida Lane

Who pays for the home insurance when you are owner financing it? Also in the state of Texas what insurance c?

home insurance
asked:


Who pays for the home insurance when you are owner financing it? The seller or the buyer? Also in the state of Texas what insurance companies provide mobile home insurance?

Dana Sabin