Home Insurance-Home Owners Insurance

Zoubi2 asked:


I am a tenant in an appartment in London with my boyfriend. I’d like to know if I need to get a home insurance for this appartment and what king of insurance (building or content???). I mean, if there is a fire, a window broken or a inundation problem, do we have to pay for it or is it the landlord? Idem in case of burglary?
Finally where are the best place to get it? I tried to get some quote from diverse companies (HSBC, Tesco Insurance…) but the price was crazy: around £250 per year. Is that always that expensive in the UK? (I used to live in Paris and it was less that £40 a year for a complete cover insurance).

Many thanks

Monnie Giese

Amber Michelle asked:


I have a 84′ model mobile home but i paid to have it remodeled so it’s very nice on the inside.
Well i want to rent it out so i want to put insurance on it in case a fire or etc. happens to it while it’s being rented out .
But can i put insurance on a mobile home that old ? and can i put as much as i want or does the insurance only cover how much it’s worth ?
thanks matthew for really reading the question…..

Sophie Linch

Amir asked:


the home repair is complete so could insurance co make the check to contractor without involving the mortgage co.as a two party check?
so could it be done without my mortgage co and me be involved on he check, and no endorsement will be neccessary?
Thank mbrcatzs ,what is direction of pay means ,if you don’t mind me asking?

Cynthia Motta

Olivia asked:


Why did my homeowner’s insurance and taxes increase as the value of my home decreased?
I bought a home in November 2007, so a year ago. We got a letter from the tax assesor’s office stating that the value of our home had decreased. Yet, our taxes went up by over $300.00 a year starting in 2009. Also, my homeowner’s insurance was raised $50.00 a year with no letter of explanation or anything. Any ideas why? Thanks.

Orval Mandolini

mj asked:


ok me and my sister are arguing, she claims that homeowners ins discriminates against pittbulls with hire fees and bcuz of the more likely hood of an animal attack or property damage. is this true ?

Ali Gresko

jinkytot asked:


I am choosing between State Farm and Liberty Mutual for my auto and homeowner insurance, which compnay is more established?

Tatiana

jack_jagger78 asked:


My home was recently robbed, luckily we have renters insurance with a replacement cost policy. One of the items stolen was a 1935 S&W outdoorsman revolver valued at about 2000.00. The insurance company wants to give me 655.00 to purchase a new different mode, I would like the same gun that was stolen from me which is available online for 2100.00 with shipping and other fees. Is there anything that I can do to dispute this?

Manual Mosier

Adam M asked:


our homeowners insurance went up by 50%, we have lived here for a few years, never filed a claim, they said it was “across the board” just curious if anyone elses went up

Colette Baptiste

LoveMyKids! asked:


My best friend is letting her home go to foreclosure due to extenuating circumstances. She had water damage in April and the insurance company is going to pay her out this week on the damage ($6000). The repairs have not been completed and since she is letting the house go to foreclosure, she is contemplating getting the repairs done at all and pocketing the money. Are there repercussions for this? She is afraid of getting accused of insurance fraud. Should she do the minimal drywall work just to make it presentable? Will her claims impact her ability to get renter’s insurance for her new residence? Thank you for your help!

Shirley

SixONE asked:


This is for my college class. I need to know more about how home insurance works? Could someone please give me a detailed explaination on how it actually works? What is it’s purpose and what are some characteristics of its coverage?

Paulina Mintey