Will home owners insurance cover contractor’s injury?
Thursday, March 11th, 2010Sandra D asked: An independent plumber was injured while working at someone’s home. He is currently hospitalized and will take a very long time before he works again. The plumber does have an insurance policy, but it does not cover worker’s comp. It only covers damage to his client’s property, his vehicle [...]
Question about how long you must have home owners insurance for?
Tuesday, March 9th, 2010Quake22 asked: I’m interested in renting out my condo during the Democratic National Convention (I live in Denver). However, my condo insurance does not cover damages caused by renter. If I were to upgrade my policy, how long would I have to commit? Could I just get a renters policy for a month? Or do [...]
how much would it cost on my home owners insurance if I put a trampoline in my back yard?
Monday, March 8th, 2010Anne asked: I had no idea that they were so dangerous. Thanks to everyone who posted about the danger!Valerie
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Does Home Owners Insurance Decrease with Property Value?
Saturday, March 6th, 2010Jason B asked: As we all know the property values continue to plummet. If my property value has depreciated a significant amount will my Home Owners Insurance be less due to the decreased value? Logically I say yes but I am a new homeowner and am unsure.Cory Bieker
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I have a ring listed on my Home Owners Insurance which I lost?
Thursday, March 4th, 2010krista_guerrero asked: If I file a claim to have it replaced. Will there be any repercussions by filing a claim? Loss of Home Owners Insurance, penalties, etc?Clement Depierre
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What is the process for handling a home owners insurance claim?
Wednesday, March 3rd, 2010peridot251970 asked: We were just notified that one our houses, (we are trying to sell it) has just flooded from frozen pipes. I, fortuntely, have never had to file an insurance claim ever. Do we call ins. first, or do we get estimates caused by the damage or do we just start repairing? What role [...]
What type of home owners insurance do I need if I do not live in the dwelling and remains empty?
Tuesday, March 2nd, 2010ushi o asked: This is my permanent residence but only live there 4-6 weeks out of the yearJustine
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Home owners insurance - who has the best rates?
Monday, March 1st, 2010studebakerwilson asked: What major home owners insurance companies are there in the USA? (namely Chicago, IL). I am a first time buyer and dont know where I should go or how much I should be paying…Erline Miyoshi
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what is your deductible for windstorm and hail under your home owners insurance?
Monday, March 1st, 2010The General asked: Mine is 5%, which means, worse case scenario (storm blows my roof off and rains in my house or blows the whole house down) I could be paying around $22,500 out of pocket for contents and structure. I think this might be too much but was just wondering what everyone else [...]
Can an insurance company cancel home owners insurance because you own a dog?
Wednesday, February 24th, 2010pa_susie99 asked: We have a friend that was told by insurance company that he had to get rid of his 2 labs because they are high on the bite list. If he diesn’t get rid of them the insurance company will cancel him.Michael Jordan
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