Home Insurance-Home Owners Insurance

James Oswald asked:


If by some miracle the UK housing market continues to grow, will it really be that damaging for the economy?

Will it not insure economic growth, though property investment and commerce, increasing jobs. Will individuals get used to renting and leave this ideal of your own home, which will increase occupational mobility, and simply mean one will have to pay a fixed rate every month which they already do in a mortgage.

Some suggestions are it may reduce consumer confidence and actually reduce aggregate demand in the long run but what are your opinions?

September Desisto

AdviceOmercials asked:

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Bradley Mandich

Olivia asked:


Why did my homeowner’s insurance and taxes increase as the value of my home decreased?
I bought a home in November 2007, so a year ago. We got a letter from the tax assesor’s office stating that the value of our home had decreased. Yet, our taxes went up by over $300.00 a year starting in 2009. Also, my homeowner’s insurance was raised $50.00 a year with no letter of explanation or anything. Any ideas why? Thanks.

Issac Cake

deli07 asked:


I was wondering if it would be an offence to drive a car without insurance after buying it as I will sort out all the insurance stuff once I get home.

Reyes Duffee

Ladybugs asked:


I am thinking of making money with waxing.

I was just wondering how much it would cost me to pay insurance for myself, I am thinking I just need errors and omissions (i.e. liability in case a client decides to sue me).

FYI I live in Canada.

Thanks!

Jarvis Tomasko

Antony G asked:


From what I have already learned, you can make items at home on a hobby basis without making the house insurance policy invalid. I am in the process of starting up a furnishings business, although so far I have not registered the business etc and I have not sold anything yet. I want to buy and use a laser engraving machine (the machine would cost about £14,000 to buy) at home in my garage because it would save me having to pay out lots of money on renting out an industrial unit. What I need to know is what exactly are you allowed to do on a hobby basis without affecting the insurance cover. The questions I have are: (1) Am I allowed to develop some items which I might sell at a later date when I finally officially start up the business? (2) Can you make and sell anything as long as it is not under a company name? (3) Are you not allowed to make and sell a single item under a company name without making the insurance invalid.
One final question. (4) The laser engraving machine would be quite a large and expensive machine. If I made an insurance claim because for instance the machine caused a fire that damaged other items within the property, would the insurance company question the fact that I was saying I was using it on just a hobby basis. In other words does the size and cost of equipment used at home matter at all?
What if I made a whole load of items and then stored them somewhere else, for instance in a storage unit. Then at a later date I started the business and sold them all. Would that be OK?

Ping Balding

Sketchnest asked:

How a Home Insurance Deductible Works

Jamison Badeau

sarah tweedy. asked:


i am doing a family budget thing for school and i have no clue how much home insurance is. i need help.
i want to live in persia iowa and the house i want is 20 acres. can you help me??

Dianne

InsuranceMarketings asked:

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Reynaldo Kutchie

MsYouWho7 asked:

A real life story of a Nationwide Home Owner Insurance Company ignoring claims and allowing years of devastation to the Owner’s and LENDER’S real estate.

Ty Taruc