Home Insurance-Home Owners Insurance

Veda P asked:


What are some of the things that make people un-eligible for a standard homeowners insurance? I know if you have a dog that falls under a certain category. Anything else?

Emelda Blumstein

Perry F asked:


I would like to know precisely what is covered and to what amount it is covered under a homeowners insurance policy.

Kacie Grismer

Michael K asked:


I just took out a 27,000 home equity loan last month. This is my first mortgage as the house was paid off. I just got a letter from my insurance company saying that my homeowners insurance is going up $70 because of the change. Is this normal?

Claudine Matuszak

Justin Smith asked:


My wife and I have two kids, and we have been forced to live on a tighter budget for the past 6 months. Allstate just raised our homeowners insurance by $50/month and that is more than we can afford right now. Is there a law that require we have homeowners insurance? Does our mortgage company require it?

Kelly Grundhoefer

joedward6788 asked:


I am lookng for the lowest rates on homeowners insurance in the state of Texas.I prefer an independent insurance broker.

Kristen

chicken2008 asked:


If you get homeowners insurance that should cover many things. Whereas fire insurance only covers that one thing.

Martina Pixler

Nicole M asked:


what does someone pay for homeowners insurance per year in just an average house. Please just give me numbers, or what you think it would be.

Jacquelyne Sevillano

Rob asked:


I plan on calling the insurance company tomorrow, but before I do, I thought I’d ask here first, just out of curiosity, to see if this is generally a covered expense or not (and if it isn’t normally covered, if there are ever exceptions to allow something like this.)

A bad thunderstrom blew through, and following this a leak y wet spot developed the ceilings in one of the rooms. Not bad, but definitely coming through the roof, and definitely something that needs to be repaired.

Should I expect homeowners to cover something like this?

thanks.

Denny Benchoff

amy g asked:


I was in an accident where I didn’t have insurance on my vehicle and neither did the other driver. Am I able to use my homeowners insurance to get money to pay for medical bills from the accident? My husabnd said someone at work told him about this, but I have never neard of it before.

Jonathan

onebigfool asked:


If I buy supplemental homeowners insurance will it cover my $1000 deductible I have to pay now? Say I have $3000 worth of damage. My current insurance only pays $2000 because I owe the $1000 per claim. But if I had another homeownwers policy couldn’t I file a claim with them too?

Nilda Laday