Home Insurance-Home Owners Insurance

sherry c asked:


A friend was telling me that if you are buying a home and have homeowners insurance and you have maintenance problems (roof needs repairing or replacing, water heater goes out, etc) that the insurance will pay for this. He also said that if you needed smaller repairs (plumbing, etc) that would be the homeowners responsibility. I thought anything that went wrong with the home , if you were buying, would be your responsibility.

thank you,
sherry

Marina

sweetxgrace asked:


When closing on a house, do you pay the homeowners insurance in advance?

Raymond

2cute4U asked:


We are buying our first house, and would like to know if anybody has any recommendations on the best homeowners insurance for our money. Thank you!

Reyes Duffee

Tigaresa asked:


Me and my husband are in the process of building a new home in Houston,TX and I wanted to know if anybody with experience had any advise into what else we should look into besides homeowners insurance? Is that all that we need?

Shanell Laface

xray_man69 asked:


My daughter was bitten by my neighbors dog. He refuses to pay. I want to file a claim on his homeowners insurance, but he won’t tell me.

Giulietta

vanja c asked:


Does Homeowners insurance cover demage of the tree that is fallen on to the house, and did some demage to the fence, Downspout Strap and to the garden.

Daisey Weisgerber

John B asked:


I am going to obtain homeowners insurance for the apartment I will be moving to. Will this policy cover my goods in transit?

Clay Penz

Property insured in South Florid asked:


I am insured with homeowners insurance in South Florida, and my home got vandalized, doses my insurance cover Vandalism. And do I need a Florida public adjuster to represent me to my Florida homeowners insurance?

Darrell Thornbury

Rox asked:


I am getting ready to buy a house and I am getting ready to switch my car insurance into my own name from my parents. I have to add homeowner insurance on to the policy. If I stay with the same company will I have to pay money down like for a deposit?

Craig Suro

Lisa asked:


There was a hail storm in our area and may (most) homes had roof damage, including mine. 95% of the homes in my subdivision have gotten new roofs from homeowners insurance claims. However, my adjuster said my roof was not damaged “enough” to warrant a new roof, only repair/patching to the back side of the roof. I have Allstate and so do several neighbors. Their claims were paid, in full, with now questions asked. The difference between my claim and theirs is the adjuster. They all had a different one than me. I have called and written the main office locally and the corporate office in Illinois, to no avail. They tell me my only recourse is to take them to court.

Ralph Belletto