Home Insurance-Home Owners Insurance

cindy k asked:


state farm refused to renew my homeowners insurance. they told me i live with 1000 feet of coastal waters. i’m on the north shore of long island, for goodness sake, it’s not the south shore. further, my house sits near the top of a summit. i called around and allstate and geico have also refused to insure our home. finally, i contacted the NY Underwriters Insurance but they don’t cover theft, i can get fire insurance through state farm as long as i have NYUI as my primary carrier but they won’t cover theft either. what can i do?

Trinity Farb

Carl G asked:


SO I filed a claim 3 or so months ago for my roof. The insurance paid 6K for the roof claim. Well, today I found my dishwasher has been leaking and now I have some subfloor/flooring damage – will it be a bad idea to file a claim for this? Could they drop me? I have Farmer’s insurance.

Allen Lessly

mauryb asked:


Recently I deeded over an inherited home to my brother and myself as joint-tenants. My brother is paranoid-schizophrenic.

Will we pay higher higher home insurance because one owner is mentally-ill? Can the insurance company even refuse or cancel our insurance?

We and the home are in Michigan.

Marina

Hans asked:


1. It’s my primary residence but I’m renting out most of the rooms to others.
2. I just rent the whole place out to others, so it’s an investment property.

Hertha Barbee

GL-Max asked:


The place got ripped up badly and flooded in 1999′s hurricane Floyd but I understand that to have been a rare occurrence of 2 hurricanes back to back. Just wondering if I would want to invest there, and whether flood insurance would be highly recommended.

Ferdinand Pontillo

kiera asked:


I am planning a home purchase and I want to budget my monthly payment. In the area where I live, I expect to pay approx 650K for a 3bed, 2 bath home. When I calculate my monthly payment, I want to know the Home Insurance component as well as Property Tax for Fremont, CA if possible.

Filiberto Inserra

Brian113 asked:


My mother-in-law died recently and her heirs are going through her papers to settle the estate. However, paperwork for home insurance hasn’t been found. Though it’s possible she didn’t have insurance, we want to find out if she did. How can we do so?

Emelda Blumstein

greg asked:


If I network my family,friends,coworkers and neighbors(say 500 total) can I get a good start at selling insurance…I mean do you think this is a good start of referral business,TO START THE BALL ROLLING…I REALLY WANT TO DO THIS AND HAVE NEVER SOLD INSURANCE BEFORE.

Guadalupe Tanimoto

Ryde-On asked:


only cover catastrophic loss.
Can you imagine what your auto insurance would cost if you made a claim every time you got a flat or a tune up ?
Or what your home owners insurance would cost if you made a claim every time a light bulb burned out or you wanted your carpet cleaned ?

Maybe that’s the reason medical insurance premiums are so high ?

Robert Soulia

keron b asked:


No one will insure us, what are we to do?

Dalia Torrella