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March 2010
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Archive for March, 2010

I have a ring listed on my Home Owners Insurance which I lost?

home owners insurance
krista_guerrero asked:


If I file a claim to have it replaced. Will there be any repercussions by filing a claim? Loss of Home Owners Insurance, penalties, etc?

Clement Depierre

Car Insurance or Home owners insurance? Is my car covered?

home owners insurance
an_angel_awaits1977 asked:


I have a car that is stored in a locked enclosed car trailer on my property. I do not currently have auto insurance on it and was curious to know if it would be covered under my home owners insurance policy.

Greg

Will my home owners insurance drop?

home owners insurance
tommytsi asked:


I currently own and occupy a home that I will soon be renting…… Right now my home owners insurance is rapped in with my mortgage payment…. I am curious as to how much less this insurance will be once I begin to rent it out … any help would be appreciative.

Long Whittington

What is the process for handling a home owners insurance claim?

home owners insurance
peridot251970 asked:


We were just notified that one our houses, (we are trying to sell it) has just flooded from frozen pipes. I, fortuntely, have never had to file an insurance claim ever. Do we call ins. first, or do we get estimates caused by the damage or do we just start repairing? What role does the ins company play?

Aurora Neufeld

Home Owners Insurance – What to look out for?

home owners insurance
Stefan H asked:


We are currently looking for home owners insurance for our new house (first house) and now I have a few questions:

1) What are the “important” questions to ask while getting a quote?

2) So far I received several quotes already and all of them vary quite a bit. What are the most important points I have to look at, so I can compare “Apples-to-Apples”.

3) The property is sold in the $600k range, but the “replacement value” on the quotes is usually in the $200k to $300k range. Is it normal for the replacement value be so much lower than the selling price?

Pierre Germano

What type of home owners insurance do I need if I do not live in the dwelling and remains empty?

home owners insurance
ushi o asked:


This is my permanent residence but only live there 4-6 weeks out of the year

Justine

Home owners insurance – who has the best rates?

home owners insurance
studebakerwilson asked:


What major home owners insurance companies are there in the USA? (namely Chicago, IL). I am a first time buyer and dont know where I should go or how much I should be paying…

Erline Miyoshi

what is your deductible for windstorm and hail under your home owners insurance?

home owners insurance
The General asked:


Mine is 5%, which means, worse case scenario (storm blows my roof off and rains in my house or blows the whole house down) I could be paying around $22,500 out of pocket for contents and structure. I think this might be too much but was just wondering what everyone else had.

Kraig Darring