Archive for March, 2010

why would my home owners insurance send me to the local agent for my claim?

Tuesday, March 30th, 2010

papis asked: my house was broken into (we’re in the middle of remodeling it) and my list of items was “over” the amount small claims handles. So they’re refering me to the local agent.Andrew Jeancy

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Would home owners insurance pay if you build a shed without a permit?

Tuesday, March 30th, 2010

Bloodbath asked: and it crashes over and damages the house. The shed was not included in insurance coverages as it was built after the house was bought
Paul in San Diego; Thanks for the heads up. I was about to call the insurance to see if I need to pull a permit after [...]

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Anyone know the proceedure for placing a claim on your home owners insurance ?

Monday, March 29th, 2010

Chuck T asked: We had a hail storm and it put holes in my vinyl gutters and I think it probably did damage to my roof , I could use some new siding but don’t know if they will cover it. I’m wondering what happens when I place a claim ,thanksEmanuel Ahlbrecht

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My Home Owners Insurance Agent does not call me back?

Saturday, March 27th, 2010

Danny asked: I’m in a situation were I need to contact my Home Owners Insurance Agent. After many unsuccessful call attempts and leaving many messages and emails, I am extremely dissatisfied because of this. What should I do?Noble Willick

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What is the average home owners insurance cost in Florida?

Friday, March 26th, 2010

YellowBookGuy asked: Located in the panhandle and am looking at a $125,000 home that is not a flood risk. Looking for a ballpark answer.Justin

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Is a business policy required to get home owners insurance if a business is being run from the property?

Wednesday, March 24th, 2010

Barry C asked: I was just told by our insurance company that we must get a business policy in order for them to continue covering our homeowners policy because we run a business from the property, but don’t have coverage for it.Clayton Edgehill

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Home owners insurance on vacant property?

Monday, March 22nd, 2010

julz asked: We have already moved out of our house we own in a different Town. My old homeowners policy just ran out. We aren’t going to rent it to anyone, it will just be vacant until it sells. What kind of insurance policy can I get? Should I say it’s [...]

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What type of Home Owners Insurance do we need for our San Francisco condo?

Monday, March 22nd, 2010

budbub asked: We own a 1 unit of a 2 unit condo in San Francisco. We have a separate policy that covers our personal property within the walls of our unit. We and the owners of the other unit form the Home Owners Association, and are trying to figure out if we need [...]

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Home owners insurance - what do they cover?

Sunday, March 21st, 2010

airmandan10 asked: Should I go through home owners to get my house repaired from a bad roof leak? There is some damage and I guess that an adjuster will make an assessment as to what needs to be fixed, but how does that work? Will they fix the area where the leak is [...]

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home owners insurance threatned to cancel?

Monday, March 15th, 2010

mf mf mf mf mf fmf mf mfmfmfmfmf asked: my home owners insurance sent me a letter stating i need new shingles, not a new roof but new shingles b 4 winter sets in or i will be dropped i cant believe this my shingles look fine but i guess i will replace them can [...]

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