Archive for December, 2009

Does your home insurance premiums go up if you file a claim?

Wednesday, December 30th, 2009

Kim asked: My car got broken into and my car ins. company told me to make a claim through my parents homeowners ins. to replace the stolen items from inside m y car. my parents refuse to make the claim cause they think their premium will go up…is this true?Lauren Diprima

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Can I purchase home health care insurance for my friend who is 85 and may need it in near future?

Sunday, December 27th, 2009

nanlwart asked: He has early Alzheimer’s, and they cannot afford more insurance, and do not want to be looking at nursing home. We are in Washington State. They’ll need more than the COPES can provide.Matthew

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If a home is damaged in a fire does the renter receive anything from the homeowners insurance?

Sunday, December 27th, 2009

biggie asked: If a person is renting a home, and that home catches on fire and the renters belongings are damaged and/or destroyed in the fire, will the renter receive any compensation from the home owners house insurance policy?Kimberlee Cripe

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Do I have to request my bank to set up an escrow account for taxes and home insurance?

Wednesday, December 23rd, 2009

mira a asked: My closing costs include six months of real estate taxes. According to my bank, the amount will be held as security. Therefore, even though I’ve submitted 6 months worth in real estate taxes, will I still have to submit payment for my taxes when the first payment is due.Karina Ulrich

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At fault claims on your auto insurance policy affects Home owners insurance policy premiums?

Wednesday, December 23rd, 2009

vikasintl asked: If you have a At fault accident claim on your auto insurance policy affects your home insurance policy? and vice versa?
Do home insurers check your Auto insurance CLUE report as well?
Or vice versa?
For long At fault accident affects your premium?Elijah Kinningham

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what are somethings i can do to reduce my home insurance premium?

Tuesday, December 22nd, 2009

HellBoy65 asked: someone mentioned that i should get a particular brand of celing, to some particular type of flooring etc.
any help would be appreciated.
also where can i get some quotes for home insuranceGail Deneen

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Why does the premium drop when you add home insurance to an car insurance?

Monday, December 21st, 2009

Galactus asked: When one has car insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original car insurance alone… Why should insurance companies take less premium for providing more service?
http://teenproxy.cn/home-insurance.htmlIsaias Crankshaw

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I recently had burglary at my home. How to get the maximum out of insurance?

Saturday, December 19th, 2009

cherry asked: Have AAA home insurance . National vendors are coming up with the replacements for all the items. Have lost almost all that i had in my home but the insurance plan says either a replacement of the item or the depreciated price. What should i take ? Please share your experiences.Alyssa

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Does a house have to pass a building inspection in order to get home insurance?

Friday, December 18th, 2009

Toad asked: Does it differ between county and city municipalities? If it does have to meet and pass a building inspection, do they typically go by the International Building Code?Cherise Mcdearmont

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I’m buying a new home. How much insurance am I required to buy?

Wednesday, December 16th, 2009

Jenny asked: I’m a week away from closing on my home and have not purchased insurance yet. I just wanted to know what kind of coverage is usually required.Kara Santore

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