Home Insurance-Home Owners Insurance

johnpau2009 asked: I got a new town home last week and the HOA (association) has a policy which I am hoping will cover the exterior and common area.
Now as a home owner within my home what policy do I need to get ?
1) Is there a standard townhome policy which most of the owners get [...]

mickie asked: We pay about $6000 a year (!!!! yeah, I know!!) for our insurance and it doesn’t cover contents, lanai or the pool. It’s forced by the mort. co. because we couldn’t find any. We’ve called brokers and no luck. Help!! Pasco County Florida, on 1.25 acres, no mh park.Lincoln Collum

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u2groupi asked: the replacement of the house.Nilda Laday

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Kim asked: I just bought a house and my insurance agent told me to make sure and find out if the house has a sewer/drain backup system. Such as a sump pump. And if it doesnt then I think I’m “supposed” to get some extra “thing” on my home owners insurance to cover that. Anyone [...]

Nicole T asked: We are considering having a house built in a neighborhood that is near a small airport. There are only single engine planes and helicopters flying in and out of this airport and noise isn’t really an issue. I was wondering if home insurance for this house would be higher because of the [...]

Gopika asked: If I get home insurance, Do I have to pay each and every month? Are there any chances to pay yearly once? Thank youThomas

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Jeremy asked: I am doing a survey and this would really be helpful for me.
Please let me know how much you pay for your home owner’s insurance.
If you pay monthly or yearly.
The location of your home.
The value of your home.
How big your home is.
If you have flood insurance.
And what you have as your deductable.
Will people [...]

me asked: I know 0 about this: are home insurance rates annual or monthly? Could someone give me just a very rough idea about how much a cheap studio’s home insurance & tax would cost? (in upstate ny)Rupert Shuffield

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Aircraft tech 1 asked: claim was made two months ago.Waldo Schellenberge

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Independent_guy asked: Hi, will the insurance company agree to pay me say $5,000 instead of paying the contractor directly, and allow me to hire someone else? How does it work technically? I get $5,000, then if I am able to find contractor I like for less say $4,000, I get to keep the rest!? (pls [...]