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June 2009
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Archive for June, 2009

is it worth it to get a home insurance for a condo?

home insurance
seafood10 asked:


the whole condo building already has an insurance which i pay thru my monthly maintenance bill. but this insurance is to cover anything inside my apartment. so for all those out there that own a condo, do you pay extra each month just to get a insurance? is it really worth it or money down the toilet.

btw, this is a condo in nyc if it helps.

Loura Mirarchi

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Have U told your home insurance company to take a hike when the premiums went up & your claims coverage down?

home insurance
heeltap asked:


background note I had a non-cancellable 20 yr old policy with State Farm here in Texas and I had never ever submitted a claim against my 1k deductible policy! I cancelled my policy 4 yrs ago!
I had paid off my mortgage when I did it!

Willard Trabold
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Home insurance – difference between medical payment and Liability?

home insurance
zephyrs asked:


Home owner insurance – On my Personal Liability Schedule, I saw these:

L – Personal Liabilty, $500,000 each occurance
M – Medical payments $1,000 each person, $25,000 each accident

What is the difference between personal liablity and medical payments? If someone slipped and injured in my yard, does that consider medical payment or liabilty?

Thank you so much for your help!

Verline Clearman

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Home Insurance?

home insurance
momento94 asked:


Which company has the lowest annual fee?
Which is the best company to go with?
I live in NYC

Terri
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I took home insurance with an insurance broker who then deals with various insurance companies?

home insurance
Peace on earth asked:


Is this a good idea? I had only one claim in more than 10 years and I am having trouble. Should I change and get my insurance directly from the company of my choice?

Tory Elbogen
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Is Home Owners Insurance cheaper on the Internet?

home insurance
Michele’s Cakes asked:


Have you had any experience buying Home Owner’s Insurance on line? Any advice? I am paying $912.00 year now with a Major Insurance Company.and I am trying to save money!
Talked to my agent. Raising the deductible does help. Went with a lower fire insurance policy (to keep the mortaage company happy) that is even was cheaper! Went with that for now!

Frederick Bonifacio
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