Home Insurance-Home Owners Insurance

LJRobbie asked:


My Father died recently and the Company has cancelled his coverage. Although I live there (part-time) I am told the house is no longer “owner occupied”
TMy Dad (the owner) died, but I cannot sell the house until Probate is complete.
My Dad (the Owner) died recently, but I cannot sell the house until Probate is completed ( 6-8 mos)

Leigh Jayme

need help asked:


I have lied for years about my dogs breed to my homeowners insurance company and I know that there is some out there that will insure me with a Pitt-bull breed. If someone could please let me know what companys do, or have in the past.

Numbers Spiegelman

jes asked:


I’m interested in more than just the financial ratings of the insurance companies. I’d like to compare the value for money of their offerings, the ease of doing business, and their performance in paying claims.

Kimberli Scelfo

fuser86 asked:


How can I get car, health, home, insurance. What documents do I need to present, do I need car insurance to drive in every state? does any company provides the three services? What is the best way to acquire them? what steps should I follow?

Tyron Sircy

Srinivas asked:


I live in California. Recently owing to some drainage problems, the water overflowed in my apartment. The apartment authorities didn’t even inform me till I found out that they did some clean up in my absence. When demanded, they say I ought to take home insurance. However I am not sure if they have the obligation to compensate me or do I need to be covered by Home insurance towards any damaged property.

Jeremiah Clagon

Alex C asked:


My house is basically a shell, but we’ve been conditionally approved for a line of credit to fix the house. We need to have home insurance, but if we go with any of the local insurers we’ll be turned down because of the condition of our house. It was built in 1897. Are there reputable online providers of insurance that don’t do inspections prior to approval? If so, recommend some.

Ben

paula r asked:


I am thinking about switching to another home insurance company. This company not only charges the annual fee, but every time we ask for a technician, we have to pay $45. This insurance was left from the previous owner. Being a first time buyer, we didn’t know better so we just took whatever the previous owner had already setup. I was looking at the things that it covers and found that some of the things we don’t even have. Like the ceiling fans. We don’t have ceiling fans. How do I find good home insurance? Also, I wanted to have a home inspector to come inspect the house even though we already lived in it for a few years. I want to know what’s needs to be fixed and if there are new problems. Is it dumb to do that? Does anyone know an honest inpsector or contractor in LA? I have had so many bad experience and needs some good referrals. thanks

Craig Ricco

realchineseprincess asked:


My property has let live for free last two years to a friend and now he is going to leaving for a new job. So I consider to rent it out. Read so many bad tenants stories, I’m scared. For home owner insurance, if I rent the townhouse out, do they cover the damage that tenant may make? Does the premium will go up? Thanks

Craig Shonts

never4putt asked:


We have defaulted on our mortgage payments but have not started the foreclosing process. If we can not carry home owners insurance and, say for example, there is an earthquake and the house crumbles. Can the lender come after us for any of our assets?

Clark Busbee

Kevin976 asked:


I am buying a house in St. Louis and I am shopping for home owners insurance and I would like advise as to which provider I should use. Thanks!

Prince Kappe