Home Insurance-Home Owners Insurance

AJR asked:


My autistic son (17) was out in our front yard and picked up a pair of hedge-clippers we had been using and threw it at a car damaging the rear door. He was having an autistic moment of rage and we could not get to him fast enough to stop what was happening. will our home owners insurance take care of it?

Lewis Purdin

maggie g asked:


Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as “not eligible” for home insurance. Is this true? How do I get around that?

BTW I am in CA.

Thank you for your answers!

Azalee Kratt

alwaysking asked:


I have filed a burglary claim a week ago. My adjuster had his known construction company to come fix my doors. Total cost is $2000 (checks issued). Plus, my personal valuable loss claim is $3000 (unresolved). Will my insurance company drop me off from the policy? Can they do that? Or will my premium payment go up a lot higher? Can I do anything to prevent this?

Felton Bohr

barbie asked:


My dishwasher went out, I called the home protection insurance they sent a person out he said the washer was broken. Insurance company paid out $357. If I choose not to replace the washer is that fraud?

Stephen

Have_ass asked:


I’ve been trying lots of new ideas for marketing my insurance business. I do flyers, internet advertising and more. What made you chose your insurance agent? What sorts of things are important to you, (other than price)? What sort of promotions would you be interested in seeing?

Anissa Thompson

Nong asked:


A drunk driver just hit my house last friday. No one got hurt but my sun room (patio) is all damaged. My famlity also got scared to stay in the bedroom since the car hit some part of our bedroom also. What should I do, call driver insurance or my home insurance, or consult a lawyer?
Actually we call the police right away since it happened around 3 am on Friday morning when we was sleep in our bed room (my bed room is right next to the sun room). The police got the guy and might be his insurance policy number. but we did not write down any of his insurance info yet. It will take 10 days to get police report before I can call the driver insurance. Now I let my home insurane take care of it. I will talke a lowyer tomorrow. But should I call his auto insurance after getting police report? Will it be too late to call them after getting police report?

Billy Stapp

Robert W asked:


i got a check for $8000 from my state farm insurance company to fix my house siding and roofs from hail storm… i kept the money instead of fixing it.. now my house is in a process of forclosure.. what’s gonna happend to me? do i have to give back $8000?

thanks

Warren Grivetti

Lucia Maria asked:


I burnt my island counter top with a pan. Will home-owner’s insurance pay to replace all of the counter tops in my kitchen or only the island? I would like to have a different color, but of course I couldn’t if they will only replace the one part. If that is the case, then it might not make sense to file a claim.

Jon Marmas

waddle02 asked:


On the policy it has a different square footage than on the paper works when I bought the house (it’s less), i was wondering if this is a big deal as it is a 25 square foot difference…where do they get the information? thanks!

Rodrigo Butt

Patrick J asked:


Hello guys,
I am planning on building my own home, i lived with my parents for 3 years so i have some money accumilated. I am planning on a 250,000 dollar home with a 3 car garage and mostly electric components. It will be in a rural setting, in a subdivision or close to one. HOw much should i expect. And it will be 3 or 4 bd, 3 bath, and about 3,000 sq ft total

monthly?

thanks

Lisha Fahrni