Is it standard procedure for home insurance agents to visit your house before they insure it?
Friday, March 31st, 2006milandranyx asked: I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance agents do that now too?Marcia
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Water left running upstairs by five year old, leaking downstairs will home insurance pay?
Wednesday, March 29th, 2006IsAnybodyOutThere asked: We have home owners insurance, will it pay for the leak repacing the ceiling… the entire ceiling is wet and leaking through light socket. Yes, we turned off the power.
Ahh…. five year olds! He is a good boy, just dumb mistake.Adrien Mccaul
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Can a home insurance company increase the amount of insurance on your house without your request?
Tuesday, March 28th, 2006gentlevet asked: Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a value of $305,000. Real estate value of the home is $450,000. My credit rating is excellent and I [...]
Can you own two home owners insurance policies?
Tuesday, March 28th, 2006Daniel K asked: I have one Home owners insurance policy. It just barely covers the cost of rebuilding which is close to the mortgage amount, in case of fire etc. Can I get a 2nd Home owners insurance policy to compensate me for my losses outside of the actual building of the house it self?Tora [...]
Why home insurance companies are sensitive to lapses in the insurance?
Saturday, March 25th, 2006Egina asked: When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I haven’t had home insurance in the last 3-4 months. I am wondering [...]